Monthly Archives: February 2012

Fake Debt Collectors from India Call Centers Target Asian Indians in the US – FTC Advisory

Who’s Calling? That Debt Collector Could Be a Fake
Consumers across the country report that they’re getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what’s the story?

The Federal Trade Commission (FTC), the nation’s consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written “validation notice.” The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller’s address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you’re dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General’s office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General’s office can help you determine your rights under your state’s law.>
For More Information
The FTC has several publications and videos about dealing with debt at ftc.gov/credit, including:

Debt Collection FAQs: A Guide for Consumers
Time-Barred Debts: Understanding Your Rights When It Comes to Old Debts
Dealing with Debt Collectors
Visit ftc.gov/moneymatters for short and practical tips, videos, and links to reliable sources of information on debt collection, credit repair, job-hunting and job scams, vehicle repossession, managing mortgage payments, and foreclosure rescue scams.

Source: http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

Leave a Comment

Filed under Indian Community Center, US Asian Indians

India Network Promotes Ancient Medical Practices in Chennai, India

India Network Foundation sponsored a two day free medical checkup camp in Chennai to help promote ancient medicinal methods of disease diagnosis and treatment. Dr. V.S. Suresh, A Holistic Health Care Specialist examined several hundred patients in the two days. The response was overwhelming and very encouraging. People were surprised to find that their entire medical history could be found by examination of Nadi (the Veins) on both hands. Dr. K. Srinivasan, formerly with WHO, and several international organizations, and former director of International Institute of Population Sciences found the method superbly simple and yet powerful results about ones overall health conditions. Dr. DVS Sastry, formerly with Reserve Bank of India and Insurance Regulatory Authority in India also saw this as a remarkable solution, particularly to rural populations where medical services are very low to nil. Dr. V. Narayana Reddy, Registrar, Vikram Simhapuri University was impressed with the ways people were treated in ancient India and how we lost or loosing those methods. Several other prominent scientists, researchers, physicians and suregons took interest in the revival of ancient medical practices. The camp is held on 24th and 25 January 2012, Chennai, India.

Leave a Comment

Filed under Grants, Indian Community Center, Indian Culture, Indian Visitors Abroad, Projects

India Network Foundation sponsors Traditional Medical Camp in Tanuku

India Network Foundation is pleased to sponsor a unique Medical camp in Tanuku (Above State Bank of India, Sajjapuram), India to promote ancient medical practices of India. Dr. V.S. Suresh, HOLISTIC HEALTH CARE FAMILY PHYSICIAN
World Health Organisation (WHO) certified Acupuncture specialist,
Grand Master in Reiki, Expert in HERBAL & Siddha Medicine, BIO ENERGY TREATMENT SPECIALIST, Chennai, India will perform examinations on three days – February 9, 10, 11 in Tanuku and February 12, a one day camp in Duvva village (above Andhra Bank) to help rural people. Duvva village has no qualified medical doctor though it has more than 30,000 residents. We hope the camp will help prevent major medical problems by using remedies that are readily available. The camp hours are from 9 Am to 6 PM local time. The camp is inaugurated by Dr. KV Rao, Founder President of India Network Foundation and has received wide publicity in local press.

The three camp is open to public in Tanuku and surrounding areas on first come first basis. The examinations are conducted in two levels.
Checkups done (Level 1)
Unique Nadi Pareeksha & 12-Organ Pulse Diagnosis, (2) 7 Chakra Diagnosis & Energy Assessment, (3) Healing Mantra Meditation, (4) Figure of 8 Walking exercise

Explanation in detail
Unique Nadi Pareeksha & 12-Organ Pulse Diagnosis
12 Organs of the human body which are Diagnosed are Lungs, Large Intestine, Stomach, Spleen, Liver, Gall Bladder, Pericardium, Heart, Small Intestine, Kidneys, Bladder and triple warmer.
7 Chakra Diagnosis & Energy Assessment
The holistic care physician will identify the chakras of the body that are imbalanced, through chakra scanning and suggest remedial measures. The 7 chakras are
Muladhara Chakra (Root chakra)
Svadhistana Chakra (Sacral chakra)
Manipura Chakra (navel (or) Solar Plexus chakra)
Anahata Chakra (heart chakra)
Vishuddha Chakra (throat chakra)
Ajna Chakra (Eyebrow chakra)
Sahasrara Chakra (crown chakra)
Healing Mantra Meditation
The moola mantra of the particular chakra that is imbalanced will be taught for healing and energy balancing for each individual patient.
Figure of 8 Walking exercise
The patient will be taught the benefits of figure of 8 walking for overall health improvement and maintenance.

Advanced Checkups done (Level 2)
Based on problems identified in Level 1, the patient will be subjected to a
Deeper examination, diagnosis and treatment given accordingly, which may include
Diet counseling,
Prescription of medicines and food supplements
Follow up treatment at regular intervals.

Leave a Comment

Filed under Indian Community Center, Indian Culture, Projects, Visitors Health Insurance