Visitors Health Insurance

Visitor Health Insurance Plans

India Network Health Insurance provides medical coverage for all nationalities visiting the United States including residents, visitors, students, temporary workers (H1 visa holders) and their families. We offer different accident and sickness insurance plans to USA visitors. A recognized industry leader, India Network Health Insurance offers:

CHUBB Network Comprehensive coverage:

This is the most recommended plan for visitors age 50 and above, and visitors with pre-existing conditions. CHUBB Network is a network based plan that will pay 80% of the hospital pay after deductible, and the insured is only responsible for the remaining 20% of the bill after deductible. The plan is available with maximum coverage of $150,000 for ages 69 and under, and $75,000 for ages 70 and above.
This plan provides same coverage for people with pre-existing conditions and without pre-existing conditions.
Note: This plan requires a minimum purchase duration of 3 moths (90 days) for pre-existing coverage.
Please click here for more details.

CHUBB Premier Fixed Benefit Plan:

This is a fixed benefits plan that offer coverage for pre-existing conditions and people without pre-existing conditions. Regardless of the bill, the insurance company will pay a fixed amount depending on the care, or procedure. This plan does not have network requirement, visitors can go to any doctor, hospital, or health facility. This is ideal for anyone who is looking for a cost effective alternative to the Network plan.
Note: This plan requires a minimum purchase duration of 3 months (90 days) for pre-existing coverage.
Please click here for more details.

CHUBB Standard Plan:

This is a fixed benefit plan designed for visitors without pre-existing coverage. CHUBB Standard is recommended for visitors with no pre-existing issues, interested in coverage for accidents and new medical conditions with low insurance premium cost from a US-based insurance company.
Note: This plan can be purchased monthly.
Please click here for more details.

AXIS BasicCare Plan:

This is a Fixed Benefits program with access to First Health PPO providers. This plan is available with $25,000, $50,00, $75,000 and $100,000 maximum coverage with $100 deductible options. AXIS BasicCare insurance comes with Accidental Death Benefit, Medical Evacuation, and Repatriation benefits. Also includes the access to a U.S. telemedicine physician network through Teladoc. Recommended for visitors with no pre-existing issues who want a cost-effective coverage from a US-based insurance company.
Note: This plan can be purchased monthly.
Please click here for more details.

AXIS Plan with pre-existing condition coverage*:

This is a Fixed Benefits program with access to First Health PPO providers. This plan is available with $25,000, $50,00, $75,000, $100,000, $150,000 and $250,000 maximum coverage with $75, $250, $500, $1000, $5000 and $10000 deductible options. AXIS Plan with Pre-Existing Coverage comes with Accidental Death Benefit, Medical Evacuation, and Repatriation benefits. Also includes the access to a U.S. telemedicine physician network through Teladoc. Recommended for visitors with pre-existing issues who want to have pre-exisiting conditions coverage from a US-based insurance company.
*Pre-existing limited to Acute Onset coverage.
Note: This plan can be purchased monthly.
Please click here for more details.

AXIS Network Plan with Pre-Existing Conditions Coverage Option*:

This plan is available with $75,000 and $150,000 maximum coverage with $500 and $250 deductible options with an option to take pre-existing coverage with $1,500 deductible. This plan offers access to First Health PPO providers. AXIS Network Plan comes with Accidental Death Benefit, Medical Evacuation, and Repatriation benefits. Recommended for visitors with pre-existing issues who want to have pre-existing conditions coverage from a US-based insurance company. The insurance reprices the bills and pays 80 percent of negotiated fee up to the policy maximum per Insured Person per Covered Injury or Sickness.
Note: This plan can be purchased monthly.
Please click here for more details.
*Pre-existing limited to Acute Onset coverage

CHUBB Accidental Death, Dismemberment, and Repatriation Plan:

This plan is designed as essential coverage for all foreigners visiting, studying or working in the United States. Apart from accidental death and dismemberment coverage, this plan includes repatriation benefit in case the insured dies while visiting the USA.
Minimum duration required to enroll is one year. All non-US citizens are eligible to apply. Premiums for 1 year coverage is only $18 for $25K maximum coverage, $36 for $50K maximum coverage, and $72 for $100K maximum coverage.
Please click here for more details.

India Network Health Insurance is also offering other plans for residents, US citizens traveling abroad, travel insurance, and more. Click here for more information.

Highlights:
– Standard, Premier or Traditional (Comprehensive) Coverage.
– Pre-existing Medical Coverage for Ages 1-99 (Pre-existing conditions are paid the same way like new problems subject to special deductible and maximum coverage).
– 24 X 7 Nurse Line.
– Telemedicine Program for AXIS Plans Participants.
– RX, Dental and Vision Discount Cards.
– Travel Assistance Services.
– ADD Coverage.
– All CHUBB plans are underwritten by CHUBB American Insurance Company.

India Network Health Insurance is sponsored by the India Network Foundation, a US-based non-profit organization. With more than two decades of experience serving the Indian community, the foundation leverages community participation to negotiate the best health insurance program for India Network Health Insurance to offer affordable premiums for all ages with open and network plans.
The India Network Accident and Sickness insurance is underwritten by CHUBB American Insurance Company. Claims are processed in the United States by the Administrative Concepts, Inc. (for policies starting with GLM) and by Accident and Health Division of Chartis Insurance for policies starting in GLB.
24×7 worldwide emergency assistance is provided by  Europ Assistance Servcies for policy holders with policy numbers staring with GLM and by Travel Assist for policy holders with policy numbers starting with GLB.
If you are considering visiting abroad from India and need temporary or long-term medical insurance, you can learn more about the programs offered by India Network Health Insurance at https://kvrao.org