Which health insurance should I buy for parents visiting from India?

Savings | India Network Foundation

Do you need help finding the right visitor health insurance for your parents visiting from India? Getting the right visitor health insurance for your parents can be challenging when you don’t know what to look  for. Here are some important things you need to keep in mind when it comes to health insurance plans for your parents visiting from India.


How old your parents are will determine which insurance will work best for them. Most visitor medical plans only provide coverage for 69 years old and less. India Network Health Insurance has plans for all ages. Our programs provide coverage for age 0 to 99 years old.

Pre-existing conditions

Even though your parents might look and feel health, they might have some pre-existing conditions that they are not aware of. It is a great idea to consider pre-existing plans if your parents are 60 years old and above. Getting a health plan with pre-existing coverage will help them get the coverage they need when they need it. Having a heart attack or other life threatening conditions can cost a fortune if a person does not have good health insurance.

Let’s talk about the money!

First question you should ask yourself is whether your parents will need regular health care once they arrive or they will only need the coverage for emergencies. This will help you either choose the insurance plan that will provide coverage for most of the hospital bills or emergencies only.

ACE Network plan is a comprehensive plan that will help you pay most of the medical bills. This plan will cover 80% of the hospital bill after deductible. If your parents are old or get sick a lot, this is the best plan. As the name suggests, this plan is a network based plan.

ACE Premier is the second best plan. Unlike ACE Network, this is a fixed benefit. This plan is great for older parents as well. ACE Premier insurance will cover for different new sicknesses and accidents. We encourage our members to choose this plan as a second option when they can’t get the Network insurance.

ACE Standard and ACE Axis plans are more affordable options for visitors. These plans are great when your parents don’t need health care regularly. These plans are fixed benefits and have more exceptions compare to ACE Network and Premier Plans.

Getting the best coverage is the goal for most families. We understand that finding the right visitor health insurance for your parents is the number one priority, that’s why we will help you get the plan based on your needs. Call us today for more information about our visitor medical insurance plans.

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